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Health & Fitness

Ways to Manage Your Money & Save More

Saving money can be hard. It often seems like a daunting task but often it is the little things that make a big difference.

Here are five tips to get saving more money now.

1. Pay off your debt.
If you have debt try to consolidate it and pay off debt as soon as possible. A strategy to do this would be to consolidate debt to a lower interest rate if possible. Interest on debt can cost you thousands of dollars every year.

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2. Pay your bills on time.
When you don’t pay your bills on time you acquire late fees. The best way to do this is to get organized about your regular bills. If possible, automate your regular payments.

3. Know your bank balance.
If you don’t keep track of your check book you will probably accrue over draft fees. Be aware of the balance in your bank account and avoid overdraft fees.

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4. Avoid ATM fees.
ATM fees can really add up. Try to use only those ATM machines where your bank will not charge the fees, or withdraw directly at your bank.

5. Manage your credit.
Credit card fees are often hidden costs you don’t account for. Look for credit cards with cash back bonuses and reward points. Avoid credit cards with annual fees.

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